Skip to content
Gnosisfi
Sign in

ToolsReal World AssetsRWA Safety Check

What should I check before buying?

Check who holds the asset, what pays the income and how you get your money back.

New to this? Read a short explanation

What a real world asset is

A real world asset is something from the real world, a bond, a building, an unpaid invoice, an ounce of gold, that somebody has turned into a token. Holding the token is supposed to give you a claim on the real thing.

The whole question is whether that claim is real and will hold up. These fail in six known ways, and this walks through all six in plain words, weighted by the kind of asset you are looking at. You get a read and the questions to put to the team.

Set up your check

Different kinds fail in different ways. Picking the right kind weights the score toward what matters most for yours.

Anything else. All categories weighted roughly equally.

How far to go

One question per category, the one that matters most. Start here for a first look.

1. Custody0/1

Where does the underlying asset actually sit, and who controls it?

Is the custodian a named, regulated entity (licensed trust, bank, or qualified custodian)?

Anonymous or pseudonymous custody is one of the top failure modes for RWAs. You want a real entity with a real regulator.

This is covered in the masterclass

2. Yield Source0/1

Where does the APY actually come from, and is it sustainable?

Can you explain in one sentence where the yield comes from (without saying "DeFi" or "strategy")?

If the team cannot explain where the yield comes from in plain English, treat that as missing information. Ask for a clear answer before you rely on the number.

This is covered in the masterclass

3. Redemption0/1

Can you actually get your money back, and on what terms?

Can token holders redeem one to one for the underlying at any time?

If only approved parties can redeem, you depend on other buyers to get out. They can vanish right when you need them.

This is covered in the masterclass

How this tool works

How to read this

  1. 01

    Each question checks one place where a tokenized asset can fail you. Who holds the real thing. Who can freeze it. What you can do if they vanish.

  2. 02

    The score adds up your answers. A low score does not say the token is bad; it says you could not confirm the things that protect you.

  3. 03

    The weakest point is listed first. That is the question to ask the issuer before you put money in.

Educational only. It scores what you could confirm, not the asset itself.

How the calculation works

  1. 01Each answer about custody, redemption, the yield source, audits and the team adds or removes points.
  2. 02The score is the sum, held between 0 and 100. Every point is shown with the answer that produced it.

Data sources and update times

Your answers
Everything on this page comes from what you type
Instant

Words on this page

Each one has a page that explains it in plain English.